Shopping Cart
Your Cart is Empty
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Becker & Associates



Affordable Life Insurance for Older Folks Age 70 Plus

Posted on August 10, 2015 at 6:10 PM

Older folks who want to purchase Life Insurance are often unable to find a term product longer than 15 years. For folks in their 70's, guaranteed coverage to age 90 seems to provide them with enough confidence that a death benefit will pay out to their beneficiaries – if only a 20 year term product were available…

Protective Life’s Custom Choice UL can be a solution. Below is an example for a 75 year old male, preferred non tobacco. When dialing out the guaranteed death benefit to age 95, not only can we provide you with coverage for 20 years, but also maintain term-like pricing. In fact, this product is so competitive that based on the profile mentioned, 20 years of coverage is lower in cost than the most competitive 15 year term product!  Look at these comparisons:

Male Age 75 Preferred Non-Tobacco (Term = Most competitive carrier/product based on premium)

Product                               Guarantee       Annual Premium      Death Benefit

15 Year Term                           15                     $ 8,093                    $250k

20 Year Term                           N/A                        N/A                       N/A

20 Year GUL (Protective)        20                      $7,835                     $250k

30 Year GUL (Protective)        30                      $9,680                      $250k


At 70 years old – the last age at which only a few carriers will still offer 20 year term, you should still consider this product. The table below shows that a 70 year old male, preferred non tobacco can save significant amounts of premium with 20 years of UL coverage in comparison to the most competitive 20 year term product. And if you would like coverage for 30 years to age 100 we can still provide the security you need while mirroring these term prices.

Male Age 70 Preferred Non-Tobacco (Term = Most competitive carrier/product based on premium)

Product                                Guarantee       Annual Premium      Death Benefit

15 Year Term                            15                      $3,705                     $250k

20 Year Term                            20                      $5,605                     $250k

20 Year GUL (Protective)         20                      $4,877                     $250k

30 Year GUL (Protective)         30                      $6,439                     $250k

Contact us for more on how the Protective Custom Choice UL can positively impact your Life insurance needs.

Categories: Life Insurance for YOUR Retirement! , Life Insurance-Long Term Care included! Any Age

Post a Comment


Oops, you forgot something.


The words you entered did not match the given text. Please try again.


Reply curry 9
6:49 PM on December 8, 2022 
Needed to create you a very small word in order to give many thanks yet again on your remarkable basics you have discussed on this site. This has been simply unbelievably open-handed with people like you to make publicly what exactly most people would've distributed as an ebook to make some money for their own end, precisely now that you might have tried it in case you wanted. Those tricks likewise acted to be a good way to comprehend other people have the same eagerness much like my very own to find out a good deal more around this problem. Certainly there are millions of more enjoyable sessions up front for people who look into your blog post.
curry 9
Reply kyrie irving shoes
6:48 PM on December 8, 2022 
I am also commenting to make you know of the nice encounter my friend's girl encountered studying your webblog. She learned such a lot of pieces, most notably how it is like to possess a marvelous giving heart to let others with no trouble master several very confusing things. You really exceeded my desires. I appreciate you for displaying those informative, trustworthy, revealing not to mention fun guidance on the topic to Evelyn.
kyrie irving shoes
Reply jordan 4
6:47 PM on December 8, 2022 
Thank you for your own work on this blog. Kate really loves getting into internet research and it's really obvious why. A number of us hear all regarding the lively method you render advantageous information on your web blog and as well as improve contribution from the others on this article while our daughter is without a doubt being taught so much. Enjoy the remaining portion of the year. You have been conducting a great job.
jordan 4
Reply supreme outlet
8:50 PM on December 7, 2022 
I simply had to say thanks yet again. I'm not certain what I would have worked on in the absence of the type of solutions contributed by you over my area of interest. It actually was a troublesome situation for me personally, but encountering your professional manner you solved the issue made me to leap with fulfillment. Extremely happy for the information and as well , trust you find out what a great job you were doing training others all through a blog. I know that you've never met all of us.
supreme outlet
Reply curry shoes
8:49 PM on December 7, 2022 
I not to mention my guys have been reading the good pointers on your web blog and so all of the sudden got a horrible suspicion I had not thanked the blog owner for those techniques. These boys appeared to be for that reason stimulated to study them and already have sincerely been loving these things. I appreciate you for getting considerably thoughtful and also for pick out this kind of important subjects most people are really eager to discover. My honest apologies for not saying thanks to you sooner.
curry shoes
Reply supreme hoodie
8:48 PM on December 7, 2022 
I needed to send you one very small word so as to thank you very much over again just for the precious suggestions you've documented on this page. It's shockingly open-handed of you to make openly all a number of people would have advertised for an e-book to earn some profit on their own, mostly given that you could have done it in case you decided. These techniques likewise served like a great way to be aware that other people have the same interest really like my own to understand much more when considering this issue. I am sure there are some more pleasant periods in the future for folks who go through your website.
supreme hoodie
Reply Michaelvok
3:20 PM on December 7, 2022 
motrin 800 mg tablet
Reply RodneyaloxY
7:13 AM on December 7, 2022 
100 mg sildenafil cost
Reply RodneyaloxY
3:54 PM on December 5, 2022 
cleocin ointment
Reply RodneyaloxY
3:51 PM on December 5, 2022 
predisolone online
Reply Davishon
1:20 AM on December 1, 2022 
benicar hct price
Reply nexussforum
4:38 AM on November 29, 2022 
chelsea training kit 2020 royal blue sabres jersey pink spurs jersey yellow arsenal shorts the jordan 5 date nike air max 90 leather womens
Reply fildupuis
4:55 PM on November 28, 2022 
the north face metropolis iii parka womens nike minnesota vikings 96 brian robison elite white nfl jersey sale nationals 2 adam eaton green salute to service stitched mlb jersey adidas zx flux white asos all black miami dolphins hat ukulele chords casual fashion for over 50
Reply lauramaze
5:29 AM on November 28, 2022 
1.25 carat tiffany engagement ring new bucs uniforms 2019 snapback charlotte hornets for sale limited randy gregory mens rush jersey dallas cowboys 94 road white nfl jordan 17 countdown pack black dress with white cardigan
Reply mediakriisi
6:38 AM on November 27, 2022 
skinny fit big pony polo shirt
Reply mytapbath
1:06 AM on November 27, 2022 
moncler lamentin moncler palm angels jacket seattle mariners mlb hat for sale custom colombia jersey for cheap nike air max 2017 men cheap blue and purple shoes
Reply bayandanal
8:05 PM on November 26, 2022 
women 2014 new nfl jerseys new york jets 87 eric decker drift fashion green elite jerseys new england patriot winter hats for uk boys dress style 2020 vintage lemon dress east carolina pirates top of the world ncaa sunrise adjustable cap reebok jj iii shoes
Reply Edgarwhevy
9:03 AM on November 26, 2022 
cost of tenormin
Reply selivia
11:29 PM on November 25, 2022 
regency fancy dress san francisco giants running hat sweatband liner best clothes on amazon 2019 florida marlins fitted hats new era 59fifty jordan 13 white metallic silver midnight navy pandora 20th anniversary heart charm
Reply vanelus
3:53 PM on November 25, 2022 
dd0383 all cap types oakley sports goggles nike speed machine jersey nike throwback nba jerseys chanel sunglasses pink lens