Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Becker & Associates

Blog

Blog

Affordable Life Insurance for Older Folks Age 70 Plus

Posted on August 10, 2015 at 6:10 PM

Older folks who want to purchase Life Insurance are often unable to find a term product longer than 15 years. For folks in their 70's, guaranteed coverage to age 90 seems to provide them with enough confidence that a death benefit will pay out to their beneficiaries – if only a 20 year term product were available…

Protective Life’s Custom Choice UL can be a solution. Below is an example for a 75 year old male, preferred non tobacco. When dialing out the guaranteed death benefit to age 95, not only can we provide you with coverage for 20 years, but also maintain term-like pricing. In fact, this product is so competitive that based on the profile mentioned, 20 years of coverage is lower in cost than the most competitive 15 year term product!  Look at these comparisons:

Male Age 75 Preferred Non-Tobacco (Term = Most competitive carrier/product based on premium)

Product                               Guarantee       Annual Premium      Death Benefit

15 Year Term                           15                     $ 8,093                    $250k

20 Year Term                           N/A                        N/A                       N/A

20 Year GUL (Protective)        20                      $7,835                     $250k

30 Year GUL (Protective)        30                      $9,680                      $250k


 

At 70 years old – the last age at which only a few carriers will still offer 20 year term, you should still consider this product. The table below shows that a 70 year old male, preferred non tobacco can save significant amounts of premium with 20 years of UL coverage in comparison to the most competitive 20 year term product. And if you would like coverage for 30 years to age 100 we can still provide the security you need while mirroring these term prices.

Male Age 70 Preferred Non-Tobacco (Term = Most competitive carrier/product based on premium)

Product                                Guarantee       Annual Premium      Death Benefit

15 Year Term                            15                      $3,705                     $250k

20 Year Term                            20                      $5,605                     $250k

20 Year GUL (Protective)         20                      $4,877                     $250k

30 Year GUL (Protective)         30                      $6,439                     $250k


Contact us for more on how the Protective Custom Choice UL can positively impact your Life insurance needs.

Categories: Life Insurance for YOUR Retirement! , Life Insurance-Long Term Care included! Any Age

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

12356 Comments

Reply Carlbinly
3:42 PM on June 16, 2021 
bactrim cream over the counter zoloft 0 5 mg tadalafil chewable tablets cialis mastercard online prescription for cialis
Reply markderry
3:28 PM on June 16, 2021 
womens 2014 super bowl jerseys denver broncos 58 von miller blue alternate jerseys air jordan 10 ovo white z06 nike air max white herren verkauf youth nike washington redskins 29 roy helu elite white nfl jersey sale brazil 19 willian borges home mens adults 2016 2017 country national team soccer jerseys youth nike panthers 58 thomas davis sr white stitched nfl elite jersey
markderry http://www.markderry.net/
Reply golden goose
3:04 PM on June 16, 2021 
A lot of thanks for all your effort on this site. My mum take interest in engaging in investigations and it is easy to understand why. My spouse and i learn all of the powerful form you give advantageous strategies on the website and therefore encourage contribution from website visitors on that issue plus our own simple princess is actually discovering a whole lot. Take advantage of the remaining portion of the year. You have been conducting a splendid job.
golden goose http://www.golden-gooses.com
Reply golden goose
3:03 PM on June 16, 2021 
Thank you a lot for giving everyone an extraordinarily superb opportunity to read from this blog. It's usually so beneficial plus packed with fun for me and my office co-workers to visit the blog more than three times in 7 days to read the fresh guides you will have. And indeed, I am also at all times impressed with your cool strategies served by you. Some 2 points in this article are without a doubt the most impressive we have all had.
golden goose http://www.goldengooseoutletstore.com
Reply kyrie 5 spongebob
3:03 PM on June 16, 2021 
My wife and i got very more than happy when Louis could round up his researching with the ideas he came across using your web site. It's not at all simplistic just to choose to be freely giving guides which often the others have been making money from. And we all see we've got the blog owner to appreciate for that. The most important illustrations you made, the simple blog menu, the relationships you will help promote - it's got all superb, and it is aiding our son in addition to our family reckon that that content is amusing, and that's incredibly essential. Many thanks for all!
kyrie 5 spongebob http://www.kyrie5spongebob.us
Reply lebron james shoes
3:01 PM on June 16, 2021 
Thank you so much for giving everyone remarkably marvellous possiblity to read critical reviews from this website. It's always so terrific and also jam-packed with fun for me and my office fellow workers to search your blog at a minimum 3 times per week to learn the new things you have got. Not to mention, we're actually fascinated with your staggering strategies you serve. Certain 4 tips in this article are undeniably the most efficient we have ever had.
lebron james shoes http://www.lebron18.net
Reply birkin bag
3:00 PM on June 16, 2021 
A lot of thanks for each of your efforts on this web page. Kim delights in participating in investigations and it is obvious why. We know all of the lively tactic you give simple guidelines on the web site and even recommend response from the others on the area of interest and our favorite princess is without a doubt becoming educated so much. Enjoy the remaining portion of the new year. Your conducting a glorious job.
birkin bag http://www.birkinbag.us.com
Reply Alanbinly
1:30 PM on June 16, 2021 
tadalafil generic otc cheap cialis sale online viagra 100 mg best price in india cialis purchase online usa 50 mg prednisone online lisinopril no prescription tadalafil compare prices cialis 5 mg tablets cost price of viagra 50mg in india viagra price in mexico
Reply Lisabinly
10:26 AM on June 16, 2021 
ivermectin for sale
Reply Cash Loan
7:12 AM on June 16, 2021 
cash payday loans online
Reply golden goose
6:38 AM on June 16, 2021 
My wife and i ended up being so delighted when Ervin managed to finish off his basic research via the ideas he received in your site. It is now and again perplexing to simply find yourself handing out key points which usually some people may have been trying to sell. We keep in mind we need you to appreciate for this. All of the explanations you have made, the straightforward site navigation, the relationships you make it easier to promote - it's most powerful, and it's really assisting our son in addition to the family consider that this content is amusing, and that's particularly serious. Thank you for everything!
golden goose http://www.goldengoose-shoes.us.com
Reply bape
6:37 AM on June 16, 2021 
Thank you for your own labor on this website. Debby takes pleasure in making time for research and it is easy to see why. We notice all relating to the dynamic form you deliver simple solutions on the web blog and therefore recommend participation from others on this area so our own child is always becoming educated a lot. Enjoy the remaining portion of the new year. You are always doing a really great job.
bape http://www.bapehoodie.us
Reply lebron 16
6:36 AM on June 16, 2021 
Needed to create you one very small remark to finally give thanks over again relating to the pleasant basics you have provided on this site. It has been quite surprisingly open-handed with you in giving unreservedly precisely what a few people might have offered for an electronic book to earn some bucks on their own, even more so since you might well have tried it if you ever considered necessary. These solutions additionally acted like the great way to recognize that the rest have similar passion really like my very own to see great deal more on the subject of this matter. I think there are lots of more enjoyable instances in the future for people who view your site.
lebron 16 http://www.lebron16.us
Reply yeezy 700
6:36 AM on June 16, 2021 
Thank you a lot for giving everyone such a superb chance to discover important secrets from this site. It really is very lovely and also stuffed with a lot of fun for me and my office fellow workers to visit your site really three times every week to see the fresh things you will have. Of course, I am just at all times fulfilled with all the very good thoughts you give. Some 1 facts in this post are in reality the best I've ever had.
yeezy 700 http://www.yeezy-700.com
Reply curry shoes
6:35 AM on June 16, 2021 
I wish to show appreciation to you just for bailing me out of such a instance. Right after researching throughout the internet and coming across notions which are not beneficial, I thought my entire life was done. Being alive devoid of the approaches to the issues you've solved through your main guideline is a critical case, and the ones that would have in a negative way affected my career if I had not discovered your web blog. Your personal competence and kindness in maneuvering all the pieces was useful. I am not sure what I would have done if I had not discovered such a step like this. I can also now relish my future. Thanks a lot very much for your specialized and effective help. I won't hesitate to suggest your web sites to any person who should receive recommendations on this situation.
curry shoes http://www.curry8.us
Reply curry shoes
6:35 AM on June 16, 2021 
I am just writing to make you understand of the perfect experience my cousin's princess found reading yuor web blog. She discovered some pieces, most notably what it is like to have a wonderful coaching style to let other folks with ease learn specified complex topics. You really did more than readers' expectations. Thanks for churning out these valuable, safe, explanatory and in addition cool thoughts on the topic to Mary.
curry shoes http://www.stephcurry.us
Reply Lisabinly
5:32 AM on June 16, 2021 
order viagra from mexico
Reply Denbinly
5:24 AM on June 16, 2021 
cheapest pharmacy for prescriptions without insurance cialis online in us how much is bactrim 800 mg ivermectin human buy viagra online best price
Reply Loan Cash
5:00 AM on June 16, 2021 
how can i get a loan with bad credit
Reply kd 12
2:13 AM on June 16, 2021 
I precisely wanted to thank you so much once again. I do not know the things I might have made to happen without these methods contributed by you directly on this industry. It absolutely was the daunting circumstance in my view, nevertheless taking a look at the expert avenue you processed the issue took me to cry with joy. I will be happy for the work and even expect you are aware of a powerful job you're accomplishing training the rest through your website. I'm certain you have never met all of us.
kd 12 http://www.kd12.us.com
0