Shopping Cart
Your Cart is Empty
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Becker & Associates



Why Should I buy Life Insurance?

Posted on July 29, 2015 at 2:20 PM

The reasons you or ANYONE, single or married, young or middle aged..should buy Life Insurance are many!

If you're young, single and healthy - There is no better time to buy Life Insurance!  You will be getting the best rates (depending on the product, most will give you level premiums that will never go up during the entire lifetime of the policy) based on age.  Also, you are probably in the best health of your lifetime which also equates to getting the best rates and you can lock these rates in forever!  You can also add things like a Long Term Care rider which will give you the money you need if/when you should need it.  Go ahead, get a proposal for a stand alone Lont term Care policy.  Yes, the policy for Long Term Care will be more comprehensive, spelling out the exact amount per day you will be getting and for how long, etc.  However, once you pay the premium for LTC policy, if you do not ever use it you will not get a penny's water under the bridge.  In an interest earning Life Insurance plicy, the cost of this rider can be helped along by the interst earned on your Life Policy.  Whatever you purchase should be for the long term.  There are riders that allow for purchasing more at a later date regardless of any health conditions that may arise during life, there are riders that can cover your Long term Care needs too!

If you are married or plan to be married and have kids one day, you NEED it!  Do just one around for the cost of a full time nanny in your area.  When considering "howmuch"life insurance you need, I always ask each partner to consider their partners "worth".  Not how much they have in assets,but how much would the loss of your partner impact your life?  How much would it cost to keep the household running smoothly without your partner?  How much income would be lost if that partner is working?  how much to replace their contribution to the home like taking care of the children, keeping the house clean, making the meals, doing the laundry, managing the pets, making sure the kids getto their activities, etc, etc.  There are TONS of reasons to have Life Insurance

We must also consider final expenses, debt, taxes.  Just close your eyes and imagine that your life partner is gone.  What is YOUR plan?

Many people think the partner or spouse who "stays home" has no "worth".  This is so wrong!  If you add up the cost of having paid help come in to do all the things your "homemaker" spouse/partner does, I bet it would take near or over $100K per year to replace!  The next thought is "How may years will I gone like this, alone and needing help?".  This answer may vary, but the minimum you should think about is the time  it would take to get your kids raised, educated and out of the house on their own.

Categories: Life,Death and Illness & Injuries Happen, Be Ready!, Life Insurance-Long Term Care included! Any Age

Post a Comment


Oops, you forgot something.


The words you entered did not match the given text. Please try again.


Reply JamesTyday
1:00 PM on August 12, 2022 
gabapentin medication can you buy ventolin over the counter in nz canadian family pharmacy baclofen 159 tadalafil soft 20 mg inderal buy online usa plavix uk price order sildenafil online
Reply cheap kd 12
6:50 AM on August 12, 2022 
Thank you for all your valuable hard work on this web page. My aunt take interest in getting into research and it's simple to grasp why. A lot of people notice all concerning the lively manner you make both useful and interesting thoughts on the website and as well as boost participation from the others about this area so my girl is in fact learning a whole lot. Take pleasure in the rest of the new year. You are always doing a really good job.
cheap kd 12
Reply golden goose outlet
6:49 AM on August 12, 2022 
I intended to draft you a little bit of observation so as to thank you very much over again relating to the fantastic information you have shown in this case. It's extremely open-handed of you to offer freely exactly what most people might have sold as an e-book to help with making some bucks on their own, mostly seeing that you could possibly have done it in the event you desired. These good tips additionally worked to become a fantastic way to realize that most people have a similar desire just as my own to find out more in terms of this matter. I am sure there are numerous more pleasurable situations up front for individuals that check out your website.
golden goose outlet
Reply off white
6:48 AM on August 12, 2022 
Thank you so much for providing individuals with an exceptionally brilliant opportunity to read from this blog. It's always very pleasing and also jam-packed with a great time for me and my office colleagues to visit your blog particularly thrice in a week to learn the newest guides you will have. Of course, I'm just certainly impressed with your superb creative concepts you give. Certain two tips in this article are easily the most efficient we have ever had.
off white
Reply goyard handbags
6:48 AM on August 12, 2022 
I am only commenting to make you be aware of what a superb experience our princess experienced browsing your site. She learned plenty of pieces, which include how it is like to have a wonderful teaching style to let men and women without difficulty fully understand some tricky topics. You really did more than readers' desires. I appreciate you for churning out the valuable, dependable, edifying and also easy tips on that topic to Kate.
goyard handbags
Reply curry 6 shoes
6:48 AM on August 12, 2022 
I enjoy you because of all of the hard work on this web page. Betty loves making time for investigations and it is obvious why. We all learn all of the compelling ways you create insightful things through the web site and in addition attract contribution from some others on that area so our child is certainly being taught a lot of things. Enjoy the rest of the new year. You're doing a superb job.
curry 6 shoes
Reply cheap kyrie 5
6:47 AM on August 12, 2022 
I have to express my thanks to you just for bailing me out of this particular incident. Just after checking throughout the search engines and meeting thoughts which are not pleasant, I assumed my life was done. Living without the presence of approaches to the problems you have resolved by means of the website is a serious case, and the ones that could have in a wrong way damaged my entire career if I had not noticed your site. Your training and kindness in handling all the pieces was excellent. I'm not sure what I would've done if I hadn't discovered such a step like this. I can also at this point look ahead to my future. Thank you so much for your skilled and amazing help. I won't hesitate to recommend your web site to anybody who requires support on this area.
cheap kyrie 5
Reply cursodeunas
3:46 PM on August 11, 2022 
moncler pola parka plus size tank dress midi authentic nick foles jersey
Reply off white clothing
12:48 PM on August 11, 2022 
Needed to draft you this very small note to give thanks once again for the splendid opinions you have shared here. This is simply pretty open-handed with you to allow openly all that most of us could possibly have marketed for an e-book in making some cash for themselves, especially now that you might have done it if you desired. The thoughts also served to become good way to fully grasp that some people have similar passion just as mine to figure out lots more related to this problem. Certainly there are thousands of more pleasurable occasions ahead for those who looked at your site.
off white clothing
Reply jordan shoes
12:47 PM on August 11, 2022 
I want to show my thanks to the writer just for rescuing me from this challenge. Because of surfing around through the internet and obtaining basics which were not pleasant, I assumed my entire life was done. Existing without the presence of strategies to the problems you have fixed by means of your entire website is a critical case, and those which may have in a negative way damaged my entire career if I had not noticed the blog. Your own training and kindness in dealing with all the details was very helpful. I'm not sure what I would have done if I hadn't encountered such a step like this. I can at this time look forward to my future. Thanks a lot so much for your expert and amazing help. I will not be reluctant to propose the blog to any person who should get assistance about this situation.
jordan shoes
Reply golden goose outlet
12:46 PM on August 11, 2022 
I simply wanted to write down a quick message in order to thank you for all of the fantastic strategies you are sharing at this site. My extensive internet research has now been honored with good quality knowledge to go over with my guests. I would believe that most of us website visitors actually are very endowed to exist in a great website with very many brilliant individuals with valuable tips. I feel rather happy to have come across the web page and look forward to so many more enjoyable times reading here. Thanks once more for everything.
golden goose outlet
Reply off white outlet
12:45 PM on August 11, 2022 
I'm just writing to make you know what a beneficial discovery our girl enjoyed using your web page. She came to understand so many things, most notably what it is like to have an amazing coaching spirit to get others easily know just exactly a variety of complicated matters. You actually did more than her expected results. Thanks for supplying those important, safe, explanatory as well as unique guidance on that topic to Evelyn.
off white outlet
Reply catiewithac
10:41 PM on August 10, 2022 
adidas pure boost x stella mccartney best site to buy wholesale clothing new york yankees hat 47 brand images adidas ace 15.1 cheap white and blue shoes
Reply cheap kd shoes
8:27 PM on August 10, 2022 
I just wanted to make a simple word so as to thank you for the superb solutions you are sharing here. My particularly long internet research has now been compensated with incredibly good details to share with my friends and classmates. I 'd state that that most of us readers are undeniably blessed to dwell in a fantastic network with very many brilliant professionals with great tips. I feel truly happy to have used the web page and look forward to many more cool moments reading here. Thanks once again for all the details.
cheap kd shoes
Reply supreme outlet
8:25 PM on August 10, 2022 
I precisely needed to appreciate you again. I do not know the things I would've done in the absence of those information revealed by you concerning my question. It became an absolute traumatic crisis for me, however , being able to view a new specialized form you treated that took me to leap with happiness. I am just grateful for your work and as well , wish you realize what a powerful job you're accomplishing training the rest through your webpage. More than likely you haven't come across any of us.
supreme outlet
Reply golden goose shoes
8:24 PM on August 10, 2022 
I have to voice my love for your generosity giving support to those individuals that must have help on this important theme. Your personal commitment to getting the solution all-around has been surprisingly advantageous and have specifically empowered guys and women like me to reach their aims. The warm and friendly advice indicates a great deal a person like me and substantially more to my fellow workers. Regards; from all of us.
golden goose shoes
Reply yeezy boost 350
8:22 PM on August 10, 2022 
Thank you for each of your effort on this site. My daughter loves carrying out internet research and it's really easy to understand why. Most people notice all concerning the powerful tactic you create informative steps through this web blog and cause contribution from some others on this subject matter so our own princess is really discovering a lot of things. Have fun with the remaining portion of the year. You are always performing a first class job.
yeezy boost 350
Reply westwoodcpr
5:10 PM on August 10, 2022 
coach refined pebble leather sacai white sail ladies t shirts mens summer dress hats
Reply sadlifebox
12:04 PM on August 10, 2022 
red mlb jersey bridesbynona website blue long satin dress formal work outfits cincinnati reds realtree camo hat amazon notre dame psg shirt
Reply fracingsand
9:28 AM on August 10, 2022 
superga platform fashion sneakers enzoani neda ray ban send prescription maxi dress halter neck